Over the years, I've taken some time to learn the uninsured motorist laws of our state. For example, in Colorado even if you've never paid a dime for uninsured motorist premiums you get uninsured motorist benefits unless the insurance company can produce a rejection form, by you rejecting that coverage on your policy.
Now that's been the law for a long time in our state. What we found, however, is that the insurance companies over the years have gotten better at making sure they had these rejection forms signed. That is until October 9, 2014, when a brand new case came down called Johnson versus State Farm at our court of appeals. What that case says is that it is no longer acceptable for only one of the insured's or one of the policyholders to sign one of those notices of rejection. What does that mean?
A client comes into my office and they have very serious injuries and the amount of insurance that the person who hit them has doesn't cover the extent of their injuries due to the accident. Perhaps that person had no insurance. We'd be looking to uninsured motorist coverage or what's called under-insured motorist coverage when somebody has some coverage we'd be looking to your insurance to supplement and get you more coverage and more compensation for your injuries.
So in a situation where even if the person has never paid a premium for uninsured motorist coverage, if the insurance company hasn't had the form signed correctly by all of the policyholders, you very likely are entitled to uninsured motorist benefits even if you never paid for it. It's very important to read the language of your policy and it's also very important to look at these exclusions because these laws are always changing, and it's a highly regulated area.
For more information, contact us at 303-782-9999 or go to start your free case evaluation now.
- Comprehensive Insurance in Colorado: What it is and why is it important?
- Maximize Your Colorado Motorcycle Accident Settlement
- Hiring a Bike Accident Attorney Denver: What You Need to Know
- Jason Alleman Accepts CTLA's Legal Professionalism Award
- Appeals Court Orders Judge to Reconsider Drastic Reduction of Record Wrongful Death Verdict
DENVER HEADQUARTERS
Denver Injury Lawyers
Phone - (303) 782-9999
Phone - (888) 492-6342
Fax - (303) 782-9996
Denver Law Office
5613 DTC Parkway Suite 700
Denver, CO 80111
Get directions
Request a free consultation
We would be honored to meet with you and consider your case. Call us at (303) 782-9999 or submit your case information below for prompt response.
COLORADO SPRINGS OFFICE
Colorado Springs Injury Lawyers
Phone - (719) 575-9999
Phone - (888) 492-6342
Colorado Springs Law Office
102 South Tejon Street, #1100
Colorado Springs, CO 80903
Get directions
View all locationsAreas We Serve
Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Greeley, Pueblo, Centennial, Boulder, Highlands Ranch, Longmont, Castle Rock, Loveland, Broomfield, Grand Junction, Commerce City, Parker, Littleton, Brighton, Windsor, Security-Widefield, Northglenn, Erie, Pueblo West, Englewood, Dakota Ridge, Ken Caryl, Wheat Ridge, Lafayette, Fountain, Columbine, Evans, Four Square Mile, Montrose, Louisville, Golden, Durango, Johnstown, Clifton, Sherrelwood, Cimarron Hills, Firestone, Fort Carson, Frederick, CaƱon City, Welby, Greenwood Village, Castle Pines, Black Forest, Lone Tree, Federal Heights, Fruita, Steamboat Springs, Superior, Berthoud, Sterling, Monument, Wellington, Fort Morgan, Berkley, Cherry Creek, Severance, Edwards, Rifle, The Pinery, Fairmount, Glenwood Springs, Gunbarrel, Timnath, Alamosa, Stonegate, Delta, Fort Lupton, Milliken, Roxborough Park, Craig, Cortez, Derby, Evergreen, Redlands, Woodmoor, Gypsum, Lochbuie, Trinidad, Fruitvale, Applewood, Woodland Park, Twin Lakes, Lamar, Eagle, Orchard Mesa, Stratmoor, La Junta, Gunnison, Carbondale, Aspen, Dacono, Mead, Gleneagle, Cherry Hills Village, Avon, Sheridan, Salida, Eaton, Estes Park, Dove Valley, Shaw Heights, Brush, West Pleasant View, Battlement Mesa, Todd Creek, Meridian, Breckenridge, Silverthorne, Edgewater, New Castle, Manitou Springs, Vail, Castle Pines Village, Glendale city, Lincoln Park, El Jebel, Niwot, Monte Vista, Genesee, Basalt, Penrose, Florence, Rocky Ford, Silt, Ponderosa Park, Bennett, Yuma, Orchard City, Strasburg, Burlington, Walsenburg, Buena Vista, Snowmass Village, Sierra Ridge, Platteville, Bayfield, Holly Hills, Inverness, Stepping Stone, Frisco, Ault, Leadville, Acres Green, Palisade, Palmer Lake, Telluride, Meridian Village, Elizabeth, Coal Creek CDP, Cedaredge, Park Center, Las Animas, Meeker, Wray, La Salle, Holyoke, Rangely, Granby, Laporte, Lyons, Keenesburg, Leadville North, Limon, Aristocrat Ranchettes, Olathe, Colorado City, Center, Hayden, Sterling Ranch, Wiggins, Pagosa Springs, Akron, Perry Park, Idaho Springs, Columbine Valley, Crested Butte, Byers, Hudson, Deer Trail, Kersey, Nederland, Loma, Paonia, Fraser, Indian Hills, Kremmling, Del Norte, Parachute, Alamosa East, Cascade-Chipita Park, Springfield, Poncha Springs, Georgetown, Mancos, Ellicott, Ridgway, Julesburg, Mountain Village, Fowler, Aetna Estates, Dotsero, Towaoc, Winter Park, Cripple Creek, Pierce, Ordway, Kittredge, Gilcrest, Dillon, Lazy Acres, Aspen Park, Keystone, Watkins, Howard, Haxtun, Minturn, Manassa, Mount Crested Butte, Hotchkiss, Dolores, Upper Bear Creek, Ouray
About Our Law Firm
Anderson Hemmat, LLC is a personal injury law firm with locations in and around Denver, Colorado, handling all personal injury cases including car accidents, truck accidents, motorcycle accidents, wrongful death, slip and fall, premises liability and more. Our award-winning Denver injury attorneys have recovered millions of dollars for accident victims. If you were injured in Denver, contact our law firm today, we offer a free initial consultation.